When Should You Update Your Homeowners Insurance Policy?

When it comes to taking care of your home, you already have enough to worry about and your home insurance policy from The Insurance Place might not be among the top things on your to-do list. Most probably, you are more concerned about your mortgage payments, repairs, and overall home maintenance. However, this is where most homeowners in Rochelle Park, NJ go wrong.

You need to remember the fact that if you don’t review and update your home insurance regularly, you could be in a big mess when something unexpected happens. It is always a good idea to keep your home insurance policy up-to-date. So, when should you update your home insurance policy?

When You Remodel Your Home

Have you updated your ancient kitchen, upgraded your master bedroom suite, or completed any significant remodeling job in your home? Then you need to call your homeowners’ insurance agent and inform him/her about the changes. The primary reason why you should do this is that a major home remodeling job can increase the value of your home which could make it expensive to rebuild it if a disaster strikes.

When You Experiences Major Life Changes

As people, we grow and evolve over time. Sometimes, you might experience significant life changes that can affect your home insurance policies hence the need to update your policy from The Insurance Place. For instance, if you have a baby or one of your children moves out, you need to notify your agent in Rochelle Park, NJ so that your policy is updated. If you have also retired or quit smoking, you need to inform your agent to start enjoying various discounts on your policy.

When You Bring In a Pet

Insurance companies will view your pet as a member of your family. For instance, your home insurance policy will most likely cover you if your dog bites someone at your home. However, you must inform the insurance provider about your new pet to guarantee protection.

Contact us today for your home insurance policy. Our agents are ready to answer your questions and get you started with a quote.