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The Insurance Place

18 W Passaic St
Rochelle Park, NJ 07662

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New Jersey life insurance coverage

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Life Insurance in New Jersey

The Insurance Place in Rochelle Park, NJ offers life insurance quotes that provide financial compensation to your beneficiaries in case you pass away. We believe that even though no one wishes to die, it is best to be prepared. Our quotes are specifically written to meet the needs of different clients, and our agents are professional, experienced, and always ready to listen. They ask questions to understand what your needs are and offer life insurance advice if you are confused.

Our Life Insurance Policies

Term Insurance

Our term insurance policy offers coverage for only a specified period. It is cheaper than the other insurance policies, and it does not hold cash value. The premium rates are fixed for the entire period. After the term ends, the insurance company is under no obligation to maintain the premium rates. They can either increase or reduce. At that time, you are at liberty to get a new policy with its new conditions or to forgo it. If you die before the term is over, your insurance company will pay death benefits to your beneficiaries.

Group Life Insurance

Our group life insurance policies mostly target employees of New Jersey companies. They can also be used for other groups including members of an association or a union. They cover the entire group and not individuals so the insurability of specific members may not matter. Members who leave the group may be allowed to buy their own individual covers.

Permanent Life Insurance

We write permanent life insurance quotes for clients who are looking to get life insurance policies for the rest of their lives. The coverage has a cash value, and it is possible for you, if you have the policy, to borrow the cash value or access it. Our permanent life insurance policies include endowment, whole life, and universal life.

Visit The Insurance Place in Rochelle Park, NJ for your New Jersey life insurance needs. Our agents can help you get a quote for life insurance and answer any questions you may have about a policy.

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Servicing States

  • Connecticut
  • New Jersey
  • New York
  • Pennsylvania